You can access your KiwiSaver savings at the age of 65 if you choose to, however, your KiwiSaver investment journey doesn't have to end once you turn 65. KiwiSaver can be a great way to continue to manage your wealth throughout retirement.
Why keep your money in KiwiSaver?
KiwiSaver offers a range of benefits for managing your money after you’ve turned 65:
It provides diversification – spread your risk by investing across different asset classes like shares and fixed interest
It’s a cost-effective way to invest – compared to other forms of investing
There’s a range of flexible investment options – our team can work with you to get the right investment strategy in place to suit your goals
Access your money when you need it – once you’ve turned 65 you can make a withdrawal whenever you need it (minimum withdrawal amounts apply)
You can continue to contribute to your KiwiSaver account after you’ve turned 65 – and if you’re still working although your employer isn’t obligated to contribute after 65, some will
