When can I make a KiwiSaver retirement withdrawal?
You are eligible to make a retirement withdrawal once you’ve reached the age of 65. If you joined KiwiSaver (or a complying fund) before 1 July 2019, a 5 year minimum membership requirement applies if you were aged 60 or over when you joined. During the 5 year minimum membership period you are entitled to the Government contribution and compulsory employer contributions if you are contributing from your wages or salary. Once you've reached the age of 65 you can opt out of this requirement and make a partial or full withdrawal, however if you do so you will forego your entitlement to the Government contribution and compulsory employer contributions.
Popular questions
- Who can join KiwiSaver?
- When can I make a KiwiSaver retirement withdrawal?
- How do I calculate my PIR rate?
- What should I do if my PIR rate changes?
- What is the fee structure for Fisher Funds Managed Funds?
- How are fees deducted from my investment in Fisher Funds Managed Funds?
- How do I make a withdrawal?
- How do I transfer my unit trust holding to another person or trust in the same fund?
- When can I access my KiwiSaver funds?
- How easy is it to change KiwiSaver provider?
- Can I access my account online?
- Can I transfer funds from another NZ super scheme into my KiwiSaver account?
- How do I make KiwiSaver contributions?
- On my pay slip I see KiwiSaver contributions deducted from my wages, where do these go?
- Will you send me an End of Year Tax Statement?